If you were 65 or older you would have no problem, but you are like me underage.
there still might be some help though, try this number 803-734-2000 and ask for Ms.Valerie M. Williams, she's the Director of Housing Finance and Development Authority.
Try www.hud.gov/offices/hsg/mfh/progdesc/progdesc.cfm or www.hudclips.org
you can call 1-800-955-2232and ask about the HOPE1 Program, try www.hud.gov ask about section 14.142 Property Improvement,FHA under Title 1 at www.hud.gov/offices/hsg/sfh/title.ti_home.cfm
if you are in an older part of town try asking about section 223(e)if it's an urban area try section 14.122 and section203(k) www.hud.gov/improvements/index.cfm
Hope this helps.Good Luck And God Bless.